Electrical Contractors Insurance

Electrical Contractors Insurance

If you work in this sector you will be aware of the importance to have the right electrical contractors’ insurance in place.

We can provide competitive insurance for electrical contractors regardless of the size of your business be it large or small, we can tailor an electrical contractors’ insurance policy to suit you and your requirements.

Understanding your needs is a priority to ensure we can provide cover that meets your needs whether you work in small residential and domestic or large industrial contracts or if you are using heat, working at height, or working in high risk environments or overseas.

Typically cover would extend to include protection for public and products liability, employer’s liability, professional indemnity, contractors’ all risks, property away from premises, goods in transit, business interruption, money and personal accident however cover can be tailored to suit your own needs or wishes.

We have access to a number of insurers who can provide specialist cover for electrical operators where some insurance policies include extension such as financial loss, defective products supplied, efficacy, professional negligence and directors and officers liability.

A professional negligence extension could protect you against liability for financial losses that arise from surveying, maintenance, testing, technical information calculation, supervision of construction, design or specification.

Financial loss extension could provide protection against tortuous or statutory liability for pure financial loss.

A property worked upon extension could provide cover in respect of your liability for damage to your customers’ property whilst removed from their premises and in your custody and control.

A defective work & damage to products extension (Electrical Contractors only) could provide protection against your liability to rectify defective work or Products where the defect causes third party injury or damage.

Efficacy cover provides liability protection for property damage or bodily injury arising from the failure of systems to “correctly fulfill their intended function”.

We know your business and as such we know your time is important to you, so if you are looking for the right cover or are unhappy with your current insurance provider let’s have a conversation. Simply complete our Enquiry Form or give us a call on the number provided.

If Electrical Contractor doesn’t quite fit your business, don’t fear. We can cover most types of Small Businesses. Contact us today to run through any queries you may have.