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Car Park Insurance

Car Park Insurance

We all spend too much time struggling to find a parking space when we need one. With our assistance you won’t struggle to find competitive insurance cover for car parks.

Slips, trips and falls are common in car parks and as such it is imperative that car park operators have adequate insurance cover in place to provide protection for claims as a result of damage to a vehicle or injury to a person as a result of your negligence in your car park.

With more vehicles on our roads now than ever, available land is being converted into car parks to cater for the ever growing needs of drivers. Often car parks are owned and operated by large commercial companies however many are privately owned by individuals or small companies.

What Car Park Insurance Can Cover?

We can tailor a policy to suit you and your requirements from the small privately owned car park operator to the large multi-site commercial car park business operator:

  • Commercial Car Parks
  • Pay & Display Car Parks
  • Barriers & Electric Gates
  • Free To Use Car Parks
  • Parking Structures
  • Multistorey Car Parks
  • Residential Car Parks
  • Parking Lots
  • Parking Bays 

Insurance for car parks can can be extended to include property (buildings), money, employers liability, business interruption, terrorism or we can simply provide public liability insurance for car park operators.

Car Park Insurance Claims?

What can I do to help protect against insurance claims?

Like with any other business, having in place good risk management practices is important.

  • Regular checks and documenting the condition of the flooring surfaces
  • Regularly checking & maintaining the flooring and surfaces where necessary
  • Ensuring that all gates, hedges, walls or fences intended to prevent unauthorized access are in a good state of repair
  • Documenting your inspections and keeping photographs or video evidence of the inspections
  • Well positioned signs to warn people of certain hazards
  • Fitting CCTV cameras is helpful as it provides a way in which footage of incidents can be reviewed

Buy Car Park Insurance

If you are looking for a more competitive insurance quote or are unhappy with your current insurance provider let’s have a conversation.
It doesn’t take long and with our short question set we aim to provide our quotation quickly.

You can simply complete our Enquiry Form and we’ll get in touch with you or give us a call.

Alternatively if you have an area of land that you are not using as a car park but still wish to insure, why not check out our Land Insurance?