Cheap temporary car insurance
Short-term vehicle insurance brokers
Temporary / short-term vehicle insurance is the non-committal approach to car, van or learner driver cover. For those who don’t want to be tied down to an annual 12-month policy, temporary cover that lasts from 1 hour up to 28 days can be the perfect solution.
Offering fast and flexible short-term insurance, David J Miller Insurance Brokers has access to some of the UK market leading insurers. This means that you can expect comprehensive and cheap temporary car insurance that covers damages that you or others protected by the policy may cause.
When would I need short-term car insurance?
There are certain situations in which drivers would benefit from temporary car insurance:
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Sharing a vehicle: some drivers may take out car insurance temporarily to save money as they only need to drive occasionally.
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Lending a vehicle to friends or visitors: there are many occasions in which you may need borrow a friend or family members car temporarily. Maybe you’re staying with friends, waiting for your car to be repaired, going on a road trip and want to share the driving or there is an emergency where you need to borrow a vehicle. Whatever the situation, cheap temporary car insurance can cover you.
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Borrowing a van to move house or transport goods: if you can borrow, temporary van insurance means you won’t need to hire a vehicle to transport larger items.
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Providing practice for a learner driver: temporary car insurance for new drivers can help learner drivers to gain valuable practice and experience before their test.
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Test driving a car that is privately sold: one day car insurance will cover you test driving a privately sold vehicle.
Benefits at a glance
Benefits can include but are not limited to:
- 1 hour to 28 days durations
- Quick quotations
- Market leading panel of insurers
- Competitive pricing
- Wide acceptance criteria
- Documents delivered straight to your inbox
FAQs
Is temporary car insurance available for 17 year olds?
Temporary car insurance can be sold to drivers aged 18-75. We recommend looking into learner insurance for drivers that are 17 years old.
Is short-term cover cheaper than an annual insurance policy?
Depending on how frequently you will be using the vehicle, it can be cheaper to take out temporary car insurance rather than an annual policy. For example, if you only borrow your parents car when you are home from university, it would be cheaper to take out temporary car insurance rather than paying admin fees to make changes to the existing policy.
However, if you need to be insured for months at a time, an annual insurance policy may cost less per day. It is important to compare the costs to ensure you are taking out the right insurance policy for you.
How much is temporary vehicle insurance?
As a renowned insurance broker, we have access to some of the UK’s market leading independent temporary car insurers. This means that we can offer comprehensive short term car cover at extremely competitive rates.
However, the price of your insurance policy will ultimately depend on various factors such as age, vehicle type and length of policy, to name but a few.
What happens if I need to make an insurance claim?
Should you need to make a temporary car or van insurance claim, you can contact our insurance claims department. They are on hand to offer insurance claim help and advice on the best way to present your claim to the insurer and move the claim forwards as quickly as possible.
Contact our claims department directly on 01254 355175 during office hours, Monday – Friday from 9am – 5pm.
Or email us at claims@davidjmiller.co.uk and we will get back to you as soon as possible.
Why should I use a short-term insurance broker instead of a comparison site?
Often, a comparison website will be the first port of call when looking to find the most competitive temporary car insurance policies available. Undeniably, a comparison site can be a good way of quickly scanning the current market, however, even the most renowned sites offer generic policies rather than cover that meets your short-term vehicles exact requirements. Ultimately, this can result in you paying for aspects of cover you do not need or not being able to find a policy that fully meets your individual needs.
This is where an insurance broker can step in to make all the difference. Discover 5 benefits of using an insurance broker in our blog post “Why should I use an Insurance Broker? Answering your FAQ’s”.