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Land Owners Insurance

Land Insurance

Quick, easy and hassle free land insurance available through our panel of the UK’s leading insurers, providing cover for most types of land risks for individuals, associations, groups and commercial entities.

Insurance for land owners provides protection for liability claims sought against you including slips, trips and falls on your land.

Arranging cover through us is simple. We offer quotations over the phone, speaking directly with our clients to ensure that we have a thorough understanding of your requirements and they are met in the policy you purchase.

The process is quick and easy with documents emailed across to you providing quick confirmation of cover with land insurance indemnity from £1,000,000 to £10,000,000.

Cover is available for most types of land associated risks which may include;

  • Private Road Insurance
  • Brownfield Land Insurance
  • Development Site Insurance
  • Undeveloped Pasture Land Insurance
  • Field Insurance
  • Street Insurance
  • Moorland Insurance
  • Rough Country Insurance
  • Woodland Insurance
  • Residents Association Insurance
  • Residents Land Insurance
  • Unadopted Road Insurance
  • Vacant Land Insurance
  • Sports Field Insurance
  • Waste Ground Insurance
  • Car Park Insurance
  • Open Land Insurance
  • Communal Gardens Insurance
  • Developed Land Insurance
  • Industrial Land Insurance

If your land insurance risk isn’t noted within the list above please contact us to advise us of your specific requirements. We are able to assist with most types of land associated risk and many hard to insure and unusual land insurance risks.

What Is Landowners Liability Insurance?

We no longer live in a society where people take responsibility for their own actions and as such it is unfortunate that if someone was to injure themselves whilst on your land (whether they be there for legitimate reasons or trespassing) that you could be held liable.

Landowners liability insurance covers your legal liability towards members of the public following an accident or incident whilst on the insured’s land. Liability insurance provides protection from claims brought about from third parties in the event of injury to or damage to their property caused by the insured’s negligence.

You may never have considered it, however, there are many risks associated with land ownership. In today’s litigious society having adequate public liability insurance for land owners protection in place has never been more prudent.

You could be held liable should there be an injury to someone or damage to their property whilst on your land – even if they weren’t supposed to be there – if you are a land owner or are legally responsible for maintaining land then, you could be held accountable for any incidents that occur on your property.

How Do I Get A Land Liability Insurance Quote?

It’s easy. It takes no more than a couple of minutes to answer our set of quick and easy questions about your land risk. This can be done over the phone with one of our liability insurance team members or you can complete our land liability insurance enquiry form.

The premium chargeable is relative to the risk such as the type of land, the size (area), its use and its location.

What We Need To Know About Your Land 

This basic information will allow us to provide you with a quick quotation. Cover can be arranged within a matter of minutes and held the same day with your insurance documents emailed across providing immediate confirmation of cover. Your policy schedule will clearly detail exactly the type of land you are covering and the information provided to us giving you confidence that you are covered correctly based upon the details provided to us.

For car park insurance or more unusual land insurance risks there may be some additional questions from our underwriters. If you have any concerns in relation to your existing policy or would like some advice or assistance please feel free to contact us.

What Else Should Land Owners Consider?

There are further extensions you may wish to consider when purchasing land public liability insurance including:

Employers Liability

Legal Expenses

Property Damage

Directors & Officers Liability

We will be happy to assist and talk through the different extensions available and cut through the jargon to give you a clear and concise breakdown of the landowners insurance options that you may need.

Did you know that we also provide property owners insurance?