Car Insurance
Car Insurance
Our car insurance team have access to independent motoring insurance policing through some of the UK’s top insurers. This ensures we can provide competitive cover for your car (including classical cars), van and motorcycle.
We offer competitive rates and deals on your car insurance whilst simultaneously providing you with a friendly, personalised service. Save time and money by calling us today instead of comparing your quotations on multiple sites.
Why Choose David J Miller?
- 12 months cover for the price of 10 month*
- 20% discount for new policy holders*
- Over 30’s discount*
- Discounts for restricted driving*
- Unlock special rates for covers £500 and above*
- Credit payment terms available through Direct Debit
- Multi vehicle policies
*Subject to our current insurers panel offer and subject to acceptance. Limited period only.
Alongside our great offers our policies come with the usual options for legal expenses, roadside assistance and car hire.
Why Use A Car Insurance Broker?
As a leading car insurance brokers we work with a large panel of the UK’s top insurers to provide our clients with the most comprehensive and competitive car insurance deals with an upfront and honest service. We don’t hide behind the industry jargon and can help explain why some policies can be so much cheaper than others, what voluntary compulsory excesses are and how these can affect a premium and restricted driving conditions enforced within certain policies. We are here to help!
We are not a call centre business, we are car insurance brokers who prioritise customer service. To find more information about current offers, please contact us and speak to one of the team. Whatever your mode of transport, we are well placed to provide the right cover for your vehicle as a leading car insurance broker.
Car Insurance Brokers Assist With Your Claims
Talk to one of our friendly car insurance staff who will be happy to discuss your policy and if you are unfortunate enough to make a claim then you will be assisted by your own personal account handler – get to know their name, make it personal.
If you have an accident and your car is off the road, stolen or written off, what inconvenience would these cause in your daily life?
Our accident management scheme ‘keeping you mobile’ will put your mind at ease in the event of any of the above to ensure that you have a replacement vehicle available. For more information on reporting a claim, please visit our making an insurance claim page.
Tips To Follow In The Event Of A Car Accident
Accidents where you cannot prove the other party are to blame otherwise known as ‘blame accidents’ will cost you money despite it not being your fault.
- Travelling: Driving too close to the car in front (tailgating), prevents you from stopping in time. Fraudulent claims are on the increase for claimants where braking at unusual places – such as roundabouts – causes the vehicle to run in to the back of them. Beware of this.
- Pulling Out: Pulling out of a minor road and not seeing a vehicle on the major road or misjudging their distance from you. Make sure your windows are clear of condensation or frost and wait until you are absolutely sure that it is safe to pull out otherwise you could be held to blame.
- Speed: Travelling too fast for the road conditions is often a result of drivers who are in a hurry. Consider your journey time and plan in advance allowing plenty of time for your journey.
- Overtaking: At dangerous places such as road junctions or at the brow of a hill. Think ahead and don’t overtake when there is a possible right turn the vehicle in front might make. It would be difficult to prove the other driver is to blame. Be patient.
- Keys: Don’t leave your keys in the car with the engine running when you are defrosting your windows. If your car is stolen your insurers will not pay out – no matter if you were on the opposite side or how close you were to the car if you just ‘popped’ inside. This is not sufficient excuse.
Car Insurance Claim Prevention Tips
Don’t panic! THINK and gather as much information as you can.
Our motor accident helpline is 0343 506 5794. Note or save this number in your phone so in the event of an accident you will be able to contact our 24 hour helpline immediately.
Take photos. Every mobile phone now has a camera – use it to take as many photographs of the incident. This can include images of the vehicles, the surrounding area and any tyre marks on the road before they are moved. Take a photo of the other driver if possible.
Note down or take a photo of the other vehicle registration number.
Check if there are any witnesses to the incident, if so take their contact details.
Take a note or photograph of how many passengers are in the other vehicle. The driver may not be the owner of the car, the passengers also count as witness.
Ask for the other drivers name and address or proof of identity. The other party may lie about their contact details to prevent any claims.
Check if the driver is the owner of the vehicle and if not then ask for the owners contact details.
Did you know we can also assist with your vehicle gap insurance?