Golf Club Insurance
Golf Club Insurance
Specialist commercial insurance cover for your golf club, course, assets and liability risks. We are a leading golf club insurance broker providing competitive commercial insurance for golf clubs throughout the UK.
We are privileged to have earned ourselves a position with access to competitive specialist golf club insurance schemes from the UK’s leading golf insurers. We service our clients throughout the whole of the UK, including Northern Ireland, Scotland, Wales and England whether you are a proprietary golf club or a private members owned club.
Insurance For Golf Clubs Can Include
- Commercial all risks cover for clubhouse, course, playing surfaces, plant and machinery.
- Contents, computers, cups, trophies and objects d’art.
- Money, goods and deterioration of stock.
- Course furniture and property in the open.
- Irrigation system.
- Road traffic act cover for motorised vehicles.
- Liability cover for members, guests, visitors and green fee players.
- Directors and officers liability cover indemnity with employment practice liability and entity option.
- Engineering inspection.
- Legal expenses.
- Public Liability.
- Employee liability.
- 12, 18, 24 or 36 month business interruption indemnity.
- Day one % uplift to buildings, contents and plant sums insured.
- Cover for walls, fences/gates and outdoor furniture.
- Contractors all risks cover.
- Employee fidelity cover.
- Hole in one cover per competition round.
- Cancellation and abandonment (including weddings) cover.
- Hired in plant.
Golf Club Insurance
As a leading golf club insurance broker we work alongside you to ensure that we can put forward our best available options. Whether you are a small rural course with no clubhouse or a large well known club, we will provide you with cover that fits your business needs. If you are considering alternatives for your golf course insurance then please contact us. We are confident that you will get a better deal with us.
Benefits Of Using A Golf Club Insurance Broker
We are confident that we will be able to help save you money on your golf club insurance premiums and provide more appropriate or wider cover. The key to any good golf club insurance policy is to tailor it to your specific needs rather than using a standard commercial ‘umbrella’ one size fits all policy that fits all sports clubs or commercial licensed premises.
There are a number of insurers within the UK market place with specialist schemes for golf club insurance. By using the services of an experienced broker you can save yourself a lot of time and effort as we have the contacts and the know how to approach the marketplace on your behalf.
By knowing which insurers have an appetite for certain types of risks and what discounts are available through each insurer for certain risk management and security features we can provide you with appropriate and adequate cover at competitive rates.
Free Golf Club Insurance Review
We are often told tales of past secretaries or committee members who had not fulfilled their roles appropriately and done their due diligence to ensure the club has been receiving the most competitive insurance or infact whether the club was covered for its insurance risks adequately. In around 75% of the enquiries we receive we find that the clubs existing cover is either noncompetitive or inadequate.
If you are unsure or have concerns about the cover in place at your club then please contact us. We can offer a free golf club insurance review whereby we will assess your existing policy and premium and offer an appraisal of the cover in place and the premium charged. It may be that you already are on cover with the best policy available for your club and your premium is competitive, if this is the case then we will tell you. However, it may turn our that there may be a more suitable policy available that could reduce your insurance premium and provide more appropriate cover for you. In many golf club insurance enquiries we receive, we discover that risk warranties within the policy haven’t been explained thoroughly and subsequently are not being adhered to which could invalidate the policy. Please contact us on 01254 231 332 for a free review of your golf clubs insurance.
Want A Golf Club Insurance Quote?
Alongside the sums insured valuations for your clubhouse, contents, green sheds and machinery we will also require details of the clubs infrastructure. This can include the make up and construction of the buildings, security in place, fire prevention, how the club is run, wage roll and staff make up and finally any details of any claims made within the last 5 years.
Discounts can be applied by insurers where clubs have implemented risk management processes and increased security to reduce the chance of future claims. To provide a quotation for your golf club insurance we can arrange an appointment to visit you on site or to collect the information we require by telephone and email.
Golf Club Insurance Risks
Alongside the obvious buildings and assets cover liability risks, a specialist golf club insurance policy will provide added benefits that are of benefit to your golf club.
Extensions such as property in the open will provide cover for outdoor furniture on the golf course. Cover for playing surfaces including tees and greens, will provide protection against malicious or accidental damage. Many clubs make use of their clubhouses as a function room and we can provide cover against cancellation or abandonment of any events. Road traffic act cover provides protection for greens machinery on a public highway within a certain radius of the course. Member to member liability cover provides protection between members, although this extension can be provided as a seperate policy so that in the event of a claim the main club policy is not affected by adverse claims history connected with these incidents. For more information on these and further specialist golf club extensions please contact us. For more information on these and further specialist golf club extensions, please contact us.
Looking for golf course insurance? then take a look at our dedicated web page.