High Value Car Insurance
At David J Miller Insurance Brokers, we pride ourselves on being a specialist provider of comprehensive and competitive insurance for high value cars.
As a trusted name in insurance, you can be confident that our experienced motor insurance team has access to some of the UK’s leading independent motoring insurance policies. We offer bespoke coverage tailored to meet the specific needs for owners of luxury, prestige and performance vehicles.
High-value cars require specialist insurance to ensure you’re fully financially protected. Luxury cars are more than just a means of transportation; for many, they are prized possessions which is why having the right insurance is crucial. We can provide high value car insurance on an agreed value basis, with flexible excess options available to suit your needs.
What Is A High Value Car?
High-value cars are usually typified by luxury marques associated with high quality, exclusive, and prestigious vehicles, often characterised by high prices, limited availability, and a reputation for superior craftsmanship, but can also include those with a high cost for repairs or replacements due to specialised features, advanced technology, and high performance. These cars may also include vintage, antique, or ‘limited edition’ models, which significantly increase their value.
Given their rarity and desirability, high-value cars are often at a higher risk of theft which is why having the right insurance is essential to fully protect your investment.
High Value Car Insurance Can Include:
- Full comprehensive cover for all named drivers
- Comprehensive motor vehicle liability insurance
- Extended replacement cost
- GAP coverage
- Glass replacement cover
- Theft/damage to vehicles audio/visual equipment
- Comparable courtesy car
- Driving license cover
- Multi-car policies: manage your cars/family cars together (one single renewal date).
- Choose your own garage for repairs: provides flexibility and you can make sure your car is in safe hands
- Legal protection and expenses
- Low finance cost option
- An agreed value
- A dedicated claims team
- Unlimited cover driving in Europe: European breakdown cover for travel up to a set amount of days
When choosing insurance – make sure you consider the 3 C’s.
Competitive Cover
Comprehensive Cover
Confidence
Are You Considering Switching Your High Value Car Insurance?
For many car enthusiasts, owning a high value vehicle is a dream come true. However, as expected, the cost of insuring such a specialist car can be high due to its value and associated risks. At David J Miller, we are dedicated to ensuring our clients receive competitive rates for high value car insurance, rather than relying on the limited options found on comparison websites.
As a well-established insurance broker, we have access to exclusive and independent policies from some of the UK’s top motoring insurers, many of which aren’t available to the public or through comparison sites.
Additionally, as a David J Miller client, we’ll review your car insurance policy at each renewal to ensure your premiums are always competitive.
Why not see if we can beat your current quote? Call us on 01254 231 332 today!
Not quite sure if this is the right insurance for you? Check out our other insurances such as gap insurance.