David J Miller Insurance can get you covered with comprehensive and competitive travel insurance, whether you’re jetting off solo or taking the whole family along. From single trips to annual policies, we’ll find the right policy for your adventures!
Wherever you’re headed — whether it’s backpacking, skiing, or relaxing under the sun, our policies can ensure you’re protected every step of the way.
Get in touch to learn more about:
Annual policies
Single trip options
Cruises
Dangerous sports
Water sports
Winter sports
Cover for pre-existing medical conditions **
Specialist cover
Round-the-world trips
Special restrictions
**A pre-existing condition is any health or medical issue you’ve been diagnosed with or received treatment for, including symptoms you’re waiting on a diagnosis for. If you’re unsure whether a condition is relevant, you do need to share it with us — this includes conditions managed with medication or those that only flare up now and then. Remember, honesty is the best policy!
Using the David J Miller team will help you save time and money! Let us help you find the best policy tailored to your needs, so you can travel with peace of mind knowing you and your loved ones are well-protected.
If you’re off on your travels, get in touch as soon as you book to ensure your trip is covered, especially for cancellation, as anything can happen in the time between booking and travelling.
Click here to contact our team for competitive motorhome and travel insurance.
Our pick of the best destinations for motorhome holidays
Where: Amalfi Coast, Italy
When: Spring
Where: Munich, Germany
When: Winter
Where: Szeged, Hungary
When: Summer or fall
Where: Killarney, Ireland
When: Summer
Where: Luosto, Finland
When: Winter
Our motorhome holidays checklist
Now that you have decided where you are travelling to, it’s time to pack! Make sure you don’t forget anything important with our motorhome holidays checklist.
Remember: If you are travelling aboard, take the time to read up ahead to establish entry requirements, rules, regulations and driving laws needed for that particular country.
Driving licence
Visa
International Driving Permit
Motorhome insurance (if you are travelling abroad, make sure your insurance covers this)
Equipment (certain countries require motorhomes have particular pieces of kit as a legal requirement)
Security devices (alarms and trackers)
Warning triangle/s and nationality sticker
Hitch locks (helps to prevent caravan theft)
Wheel locks and clamps
Immobilisers
Fire extinguisher (this is a requirement in many countries)
Spare bulbs (this is a requirement in many countries)
First aid kit (this is a requirement in many countries)
Reflective jacket (this is a requirement in many countries)
Travelling difficulties to keep on the radar
Rises in fuel prices
As the price of fuel sky rockets, many motorhome owners have found their typical yearly fuel spend has significantly increased compared to previous years.
Poor road conditions
Extreme weather conditions like wind, rain and snow from the winter prior all leave their marks on the surface of the road. Take extra care to avoid bad roads that could cause damage to your motorhome.
Campground availability & cost
Many motorhome enthusiasts have noticed a significant increase in the price and overcrowding in a number of campgrounds worldwide. How will this impact your own travel plans?
Financial planning / Inflation
You should review your budget. Its likely you can expected to see an increase in the cost of your journey/ holiday with the rises in the prices of food, clothing, motorhome accessories, repairs and parts.
5 tips to save on your motorhome insurance
Here at David J Miller Insurance Brokers we understand how important it is to find the best deal for your motorhome insurance – it’s what we do!
Here are 5 things that you can do which may help to cut the costs of your insurance policy:
1. Store the vehicle off the road
Using a barrier or a Caravan Storage Site Owners’ Association (CASSOA) registered site.
Add an extra layer of security to your vehicle with an alarm system, tracking device or ID Kit.
3. No-claims discount
Get rewarded for driving carefully by building up your no-claims discount.
4. Take an advanced driving course
Prove you are a safe and experienced driver by taking and passing an advanced driving course.
5. Limit your mileage
Understandably, this can be a lot easier said, than done sometimes. However, planning ahead to limit your mileage use could be financially rewarding and help save on your insurance premium.
Looking for the best quote on your motorhome insurance?
When travelling abroad in your motorhome, it is essential to cover all bases of your trip and more importantly yourself. More often than not, even on holiday, we are faced with unexpected circumstance such as accidents, medical emergencies, theft or loss of personal possessions and cancellation or the cutting short of your holiday to name a few. While some motorhome owners choose to ‘take a risk’ and avoid purchasing a travel insurance for their trips, unforeseen incidents can result in significant financial losses.
So, how can you ensure you get the best deal on your travel insurance? Here are 5 things that you can do to help cut the costs of your cover:
1. Take out cover as soon as possible
Arranging your travel insurance as soon as you have booked your holiday helps to avoid unlikely circumstances such as holiday cancellation leaving you out of pocket.
2. Are you planning two or more trips abroad this year?
Taking out an annual travel insurance can help you save money, however, make sure to double check which countries are excluded from your policy, as some will be.
3. Avoid cover on features you don’t need
Are you planning on travelling to the seaside, yet your insurance covers skiing accidents? Don’t pay for features you don’t need; it always pays to double check!
4. Apply for a free GHIC
A UK Global Health Insurance Card (GHIC) entitles you to free or reduced cost healthcare in Europe. The GHIC will be replacing the UK European Health Insurance Card (EHIC) moving forward (if you currently have an EHIC, it will be valid until the expiry date on the card, after that you will need to apply for a GHIC).
5. Buy from an insurance brokers, not a travel agent
When booking a holiday through a travel agent, they will most likely ask details about your travel insurance and try to sell you their own insurance, which can be very expensive. However, an insurance broker often has access to a wider range of insurers.
Looking for the best quote on your travel insurance?
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