Let’s blast some Motor Insurance Myths! 

Motor insurance can often seem confusing and with so many policies, terms and jargon, it’s no wonder there are some common misconceptions.

As an insurance broker, we hear these frequently, and it’s our job to help clarify what’s true and what’s not.

“Comprehensive Insurance Allows Me to Drive Other Cars”

Myth: Many drivers think having a comprehensive insurance policy automatically means they’re insured to drive other people’s vehicles.

Reality: While some comprehensive policies may offer third-party cover to drive other cars, this isn’t guaranteed and the level of cover is often very basic. In many cases, you won’t be covered unless it’s explicitly stated in your policy. The said ‘other’ vehicle must be insured in its own right too.

Always check the fine print or speak to your broker to confirm if your policy includes driving other vehicles and if so, under what circumstances?