Here’s Another Myth For You About Motor Insurance

“Protected No Claims Bonus means my premium won’t increase after a claim”

Myth: Some drivers believe that if they have no-claims bonus (NCB) protection, they won’t lose their discount, even after an accident.

Reality: No-claims bonus protection only allows you to make a certain number of claims before it starts affecting your discount.

Additionally, this protection doesn’t prevent your premium from rising after a claim, as insurers may still increase the base cost of your policy. You’ve only paid for the benefit with the one insurer, so other companies may not accept it.

Talk to us about whether no-claims protection is worth it for you. We can explain what it covers and how it works in practice.