Fete Insurance Essentials
Fetes are a fantastic way to bring communities together, boost local spirit and provide a fun day out for all ages.
However whilst they offer plenty of entertainment, they also come with risks that organisors must consider. With various activities, food stalls and large crowds, accidents can happen-and without the right fete insurance cover in place, you could be left facing costly claims. Call them what you want – fete, fayre, family fun day, community event, parish gathering, or even school fun days. No matter what you call it, the need for insurance remains the same to protect organisors and attendees alike.
Why Do You Need Fete Insurance?
No matter how well an event is planned, unforeseen incidents can occur. From accidental damage to third-party property to injuries suffered by attendees, there are numerous risks that could lead to legal claims. Public liability insurance may be a contractual requirement if you are using council owned land or a hired venue, whilst employers’ liability insurance is necessary if you have volunteers or staff assisting you.
Having the right insurance for your fete ensures you have protection in place should an accident or incident occur. Additionally, adverse weather or unforeseen circumstances could result in financial losses if the event is cancelled. A tailor-made event insurance provides essential protection, giving you peace of mind so you can focus on delivering a successful event.
What Does Fete Insurance Cover?
Our fete insurance policies can be tailored to meet the needs of event organisers, covering range of potential risks, including options such as:-
- Public Liability Insurance – Covers injury to third parties or damage to their property. Most councils and venue providers will insist on it and will have a minimum level of cover required (you will need to find out).
- Employers’ Liability Insurance – Required if you have staff, volunteers or temporary workers under your control, protecting you against claims made due to injury or negligence.
- Event Equipment Insurance – Protects any event equipment owned or hired in case it’s damaged or stolen.
- Event Cancellation Insurance – Provides financial protection if your event has to be cancelled, postponed or abandoned due to unforeseen circumstances. An extension could also be arranged to cover cancellations caused by adverse weather conditions.
Protect Your Event Today
Every year, thousands of fetes take place across the UK at different times of the year, often organised by dedicated committees or individuals volunteering their time. Our fete event insurance team is here to help ensure you have the right level of protection, allowing you to focus on making your fete a memorable occasion for all the right reasons.
For more information about insurance for your fete and to get a quote tailored to your needs, contact the team at David J Millers today.
