Restaurant Insurance Quote Form

Please leave this field empty.

Date cover required from

Current insurance held with

Current insurance premium

How did you hear about us?

—Please choose an option—AI OverviewChatGPTClaudeGeminiCoPilotMetaGoogle Web SearchGoogle Sponsored ResultGoogle AdYahoo Web SearchBing Web SearchOther Web SearchFacebookXLinked InPlay Industry ForumAssociation of Indoor Play (AIP)RecommendationExisting clientWord Of mouthAdvertisementOther

CONTACT DETAILS

Contact name*

Telephone number*

Email address*

Correspondence address

Town

Postcode

BUSINESS DETAILS

What is the insured’s trading type?

—Please choose an option—IndividualSole TraderPartnershipLimited Liability Partnership (LLP)Limited CompanyNon-Limited CompanyPublic Limited Company (PLC)Charity OrganisationCommunity Interest Company – CICOther

Company name

(Please enter the full name(s) and any trading names as they should appear on policy documents)

Business risk address

Town

Postcode

Website

Type of trade*

—Please choose an option—Licensed restaurantUnlicensed restaurantOther

Date trading since

INTERESTED PARTIES

Do you need to note the interest of an interested party?

—Please choose an option—YesNo

YOUR BUSINESS ACTIVITIES

Do you provide any outside catering away from the premises?

—Please choose an option—YesNo

Are there any bedrooms available for paying guests?

—Please choose an option—YesNo

What are the opening hours for each day of the week?

Is there any:

Is there any:

Is there a DJ booth at the premises?

—Please choose an option—YesNo

Is there a dance floor at the premises?

—Please choose an option—YesNo

Do you make charges to use the premises for any day of the week? E.g., pay on the door or pre-paid ticketed events held on the premises?

—Please choose an option—YesNo

Do you hold a civil wedding licence?

—Please choose an option—YesNo

Do you own or hire in a marquee for use in the business?

—Please choose an option—YesNo

Does the venue use door staff?

—Please choose an option—NoYes – SIA licensed 3rd party agencyYes – SIA licensed own employees

SUMS INSURED (Reinstatement Values)

Buildings

Subsidence cover required?

—Please choose an option—YesNo

Glass

Signs & canopies

Tenants improvements

General stock

This includes all dry stock, frozen foods, soft drinks and beers

Wines & spirits

Cigarettes, cigars and tobacco

Personal possessions in any residential portion of the premises

Deterioration of stock

(Frozen or refrigerated stock)

General contents, trade fixtures and fittings

Computers & electronic business equipment (including EPOS systems)

Business equipment away from the premises

Property in the open

Rent payable per annum

Rent payable indemnity period

—Please choose an option—12 months18 months24 months36 monthsNot required

Goods in transit

MONEY

Money (during business hours and in transit)

Money (in locked safe outside business hours)

Money in any gaming, vending, amusement, automated teller, or cash dispensing machine

Type of safe

—Please choose an option—No safe on premisesSafe installed in line with the manufacturer’s instructions

Is there an ATM on the premises?

—Please choose an option—YesNo

BUSINESS INTERRUPTION

Business interruption cover required

Business interruption indemnity period

—Please choose an option—12 months18 months24 months36 monthsNot required

Loss of rental income

Is cover required for loss of alcohol licence?

—Please choose an option—YesNo

LIABILITY

Public and products liability limit of indemnity

—Please choose an option—£1,000,000£2,000,000£5,000,000£10,000,000Over £10,000,000

Your annual turnover for the forthcoming 12 months

Annual turnover breakdown

Percentage of revenue for:

Number of covers

Is cover required for employers' liability?

—Please choose an option—YesNo

YOUR PREMISES

Location of premises

—Please choose an option—Business park unitRetail parkIndustrial unitUnit within indoor shopping centreSelf-contained premises within multi tenure mill complexStreetsideHigh streetIndoor leisure complexResidentialMulti-tenant buildingOffice blockOther

Are the premises in a mill complex?

—Please choose an option—YesNo

What year were the premises built?

—Please choose an option—Pre 18501850 – 19201921 – 19391940 – 19791980 – 19891990 – 19992000 & later

Are the premises all of standard non-combustible construction (walls built of brick, stone or concrete)?

—Please choose an option—YesNo

Do the premises have a roof constructed of slate, tile, metal or concrete, excluding any flat roof area?

—Please choose an option—YesNo

Is any part of the roof flat?

—Please choose an option—YesNo

Does the premises construction have any pre-fabricated insulation panels, composite panels or wall linings?

—Please choose an option—YesNo

Do the premises/buildings have a listed status?

—Please choose an option—YesNo

Is there a basement or cellar at the premises?

—Please choose an option—YesNo

How are the premises heated?

—Please choose an option—Fixed gasFixed electricFixed oilFixed space heatersHVAC systemHeat pumpSolid fuel burnerCoal or biomass heatingUnderfloor heatingSolar heatingFixed thermal storageFixed infrared heatingFixed LPGNo heatingOther

Do the premises have an open fire, woodburning or multifuel stove?

—Please choose an option—YesNo

Do you use portable heaters?

—Please choose an option—YesNo

Are the premises solely occupied by the business?

—Please choose an option—YesNo

Are the premises you occupy self-contained?

(i.e. with a separate lockable entrance and exit)

—Please choose an option—YesNo

Are the premises permanently occupied and in regular use all year?

—Please choose an option—YesNo

Are the premises due to undergo any major refurbishment during the period of insurance?

—Please choose an option—YesNo

Have the premises ever experienced flooding, or are they located in an area prone to flooding?

—Please choose an option—YesNo

The premises are free from, and in an area which is free from any signs of subsidence, heave and/or landslip?

—Please choose an option—YesNo

Do the premises have a current, satisfactory Electrical Installation Condition Report (EICR) that complies with current standards, and have all identified remedial works and requirements been completed?

—Please choose an option—YesNo

FOOD & DRINK

Is any food or drink supplied on the premises made or prepared by you?

—Please choose an option—YesNo

Is frying undertaken at the premises?

—Please choose an option—YesNo

Is there a full frying range used at the premises?

—Please choose an option—YesNo

Are the kitchen and/or canopy hood, extraction systems and ducting maintained and cleaned periodically by a professional contractor?

—Please choose an option—YesNo

Do kitchen areas have a working fire suppression system?

—Please choose an option—YesNo

What is the venue's food hygiene rating?

—Please choose an option—Exempt12345Pass & Eat Safe (Scotland)Pass (Scotland)Improvement Required (Scotland)Not yet assessed

Are you licensed to sell or do you permit the consumption of alcohol on site?

—Please choose an option—YesNo

SECURITY

Do the premises have an intruder alarm under the sole control of the insured?

—Please choose an option—NoYes - bells audible onlyYes - digital communicator to keyholderYes - digital communicator to monitoring stationYes - central station monitored dual pathYes - central station monitored single path

Do the premises have CCTV?

—Please choose an option—NoYes - Internal onlyYes - External onlyYes - Internal & external

Do the premises have solid steel shutters, bars or grills to accessible windows?

—Please choose an option—YesNo

Do the premises have solid steel shutters to external doors?

—Please choose an option—YesNo

Do the premises have 24-hour onsite security?

—Please choose an option—YesNo

Are the premises occupied by the proposer, or their employees overnight?

—Please choose an option—YesNo

Do the premises have an integrated mains wired fire alarm, under the sole control of the insured?

—Please choose an option—NoYes - bells audible onlyYes - central station monitored

Do the premises have an automatic sprinkler system installed?

—Please choose an option—YesNo

Do the premises have fire extinguishers installed, maintained & serviced under contract?

—Please choose an option—YesNo

CLAIMS

Have you, the Proposer(s), Partner(s) or Directors(s) suffered a loss, claim or incident (which may give rise to a claim) at these premises, or any other premises, whether insured or not within the last 5 years?

—Please choose an option—YesNo

ADDITIONAL INFORMATION

Do you want to bring any further information or material facts to the underwriters attention?

—Please choose an option—YesNo

DECLARATION

You or any director or partner in any business, any partner in any partnership, any director of any company, or the company;
either in any personal capacity, in the name of the business proposed or in respect of any other business in which any of you have ever had an interest have:

- Never had a proposal for insurance declined, cancelled or refused;
- Never had insurance cancelled mid-term, a renewal refused, increased or special terms or conditions imposed by an insurer;
- Never been given an official police caution, convicted of, charged (but not yet tried) or have any prosecution pending for any offence (excluding any motoring convictions and any offences which are spent under the Rehabilitation of Offenders Act 1974);
- Never been the subject of or issued with a County Court Judgement (CCJ), money judgement or court decree and/or ever been cited in any unsatisfied court judgements (or the Scottish equivalent) or any other judgements or decrees in relation to debt;
- Never been declared bankrupt or insolvent, the subject of an individual voluntary arrangement (IVA) or company voluntary arrangement (CVA) with creditors, voluntary liquidation, a winding up or administration order, or administrative receivership proceedings, bankruptcy or insolvency proceedings;
- Never been disqualified from being a company director;
- Never been censured by any regulatory or trade body or any action been taken against the company by the office of fair trading, consumer groups or the alike;
- Never been served under any Health & Safety, Welfare, Environmental, Consumer Protection or Food Safety legislation or any other legislation, with any warnings, enforcement measures, prohibition notice, improvement orders, proceedings or criminal proceedings by any Health and Safety Executive, Environmental Health Office, Environment Agency, local or government authority or any other enforcement agency or authority;
- Never been convicted of, charged (but not yet tried) with, officially cautioned or have any prosecution pending for a breach of any Health & Safety, Welfare, Environmental, Consumer Protection, Food Safety legislation or any other legislation;
- Never been the subject of a recovery action by Customs and Excise or the Inland Revenue.

Please confirm if you agree with the declaration*

—Please choose an option—Yes - I agree with the declarationNo - I do NOT agree with the declaration

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