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Catering Trailer Insurance Quote

Get a catering trailer insurance quote

    Date cover required from?

    Current insurance held with?

    Current insurance premium?

    How did you hear about us?


    CONTACT DETAILS

    Contact name*

    Telephone number*

    Email address*

    Correspondence address

    Town

    Postcode


    BUSINESS DETAILS

    Company name

    (Please enter the full name(s) and any trading names as they should appear on policy documents)


    LIABILITY

    Is cover required for employers'/public/products liability?

    If you select “Yes”, £10,000,000 employers’ liability cover will be included as standard

    If ‘Yes’
    Public and products liability limit of indemnity

    Your annual turnover for the forthcoming 12 months


    STORAGE ADDRESS/PERMANENT LOCATION OF TRAILER

    Address

    Town/City

    Postcode


    BUSINESS INFORMATION

    Year business established?

    Please select the type of trailer/static unit

    If ‘Other’
    Please enter full details of the trailer/static unit

    Is the trailer/static unit a converted caravan?

    We can accommodate converted caravans subject to the caravan being converted by professional caravan restorers and not permanently sited Caravans. Please submit photographs where available along with confirmation not permanently sited and details of the restoration including date, value of restoration and works done.

    What is the make and model of the trailer/static unit?

    What year was the trailer/static unit built?


    SUMS INSURED

    Is material damage cover required for your trailer/static unit?

    If Malicious Damage or Theft cover required, if the unit is mobile, you must ensure when out of use, it must be parked either on Your driveway, or in a locked/secure compound at the address shown in Your Schedule other than when parked overnight at a show or event. Please be aware Trikes MUST be kept in a locked building when not in use.

    If ‘Yes’
    Value of trailer/static unit

    Please select the cover required

    Is cover required for loss of money?

    If ‘Yes’
    Level of cover required

    (perils covered are the same as those for material damage)

    Is cover required for loss of stock in trade / non fixed contents (excluding non-fixed generators)?

    We cannot accommodate fixed equipment under this section, please ensure the total trailer value includes any fixed equipment including any fixed generators.

    If ‘Yes’
    Level of cover required

    (perils covered are the same as those for material damage)

    Non-fixed generator sums insured

    Is cover required for business interruption (maximum indemnity period - 12 months)?

    This should not exceed declared annual turnover in liabilities section.

    If ‘Yes’
    Level of cover required

    (perils covered are the same as those for material damage)

    Is cover required for frozen foods?

    Please choose the amount needed for chilled and frozen deterioration of stock. Please be aware this cover is not available for mobile catering units.

    If ‘Yes’
    Level of cover required


    LEGAL EXPENSES - OPTIONAL COVER

    The policy can be extended further by the purchase of legal expenses insurance

    Protection for legal costs arising from:
    - employment disputes & compensation awards
    - employment restrictive covenants
    - tax investigations & VAT disputes
    - legal nuisance, trespass or damage to property
    - legal defence
    - compliance & regulation
    - statutory licence appeals
    - loss of earnings
    - claims involving your executives
    - contract & debt recovery
    - crisis communication


    INTERESTED PARTIES

    Do you need to note an interested party on the policy?

    If ‘Yes’
    Name of the interested party


    EXCESS

    Do you wish to reduce your excess to £0 for Section 1 Trailer or Static Unit for an additional premium of £15.00 + IPT (standard excess £250 unless specified otherwise)?


    SECURITY

    When out of use is the trailer parked in either the driveway or in a locked secure compound?

    If ‘No’
    Please provide full details of where the trailer is kept

    Please confirm if the following are also present and operational:

    Datatag or Thiefbeaters Tracking Solution?

    Thatcham Approved Tracker?

    Tracking devices need to be active and any subscriptions kept up to date and in force during the duration of the policy.


    EMPLOYER REFERENCE NUMBER

    Only a very tiny minority of employers that do not pay salaries through PAYE are exempt from providing an ERN. All employers who pay PAYE must provide an ERN.

    Are you or your company exempt from having an ERN?

    If ‘Yes'
    Advise the reason for being ERN exempt:

    If 'No'
    What is your Employer Reference Number (ERN)/Employer PAYE reference?


    DISCLOSURE AND CLAIMS

    Please answer the questions below in respect of the applicable parties described in (i) (ii) (iii) & (iv) below. If you feel unable to answer a question(s) accurately or have a material fact or circumstance(s) to disclose please provide full details in the additional information box.

    (i) You or any family member(s) that reside at or use the insured premises or are involved in the business
    (ii) Any Director or Partner
    (iii) Any person(s) with a beneficial interest of 25% or more in the business (other than mortgagees)
    (iv) Any person with management control of the insured entity (other than professional letting agents that you have contracted to manage the property):

    a) During the last five years under any other insurance policy made a claim(s), incurred a loss, damage or liability whether insured or not at these premises or any other location (other than claims made against motor/travel/pet and health policies)?

    If 'Yes'
    Please provide full details

    b) Ever been convicted of, cautioned or have a prosecution pending for any criminal offence other than a motoring offence or an offence that is now considered “spent” under the current Rehabilitation of Offenders Act?

    If 'Yes'
    Please provide full details

    c) Been a director of a company or partner of a business that:

    i) Went into liquidation, administration, or was subjected to an insolvency process or scheme of arrangement with creditors? and/or
    (ii) Incurred a County Court judgement(s) that remains unsatisfied?

    If 'Yes'
    Please provide full details including amount, date and circumstances

    e) Ever had insurance cover refused, cancelled or had special terms imposed?

    If 'Yes'
    Please provide full details

    f) Ever been prosecuted under the Health & Safety at Work Act?

    If 'Yes'
    Please provide full details

    g) Ever been disqualified from acting as a Company Director?

    If 'Yes'
    Please provide full details


    DECLARATION

    The information you have provided in this statement together with the presentation of risk contains statements and facts that the Underwriter will rely upon when deciding whether to accept this insurance and the terms offered including the amount of premium payable.
    If you are in any doubt as to the completeness and accuracy of the statements and facts you are providing please check the information with the policyholder before submitting the risk.
    We must be made aware as soon as reasonably possible if you become aware that any of the statements and facts that you have provided have changed during the period of insurance.
    I/We declare that the statements and facts given are true and accurate.
    If any statement or fact has been written by any other person, such person shall for that purpose be regarded as my/our agent and not the agent of the Underwriters.

    Please confirm if you agree with the declaration*

    If you do NOT agree
    Advise here why