Tattoo Insurance That Covers More Than Just Ink
Tattooing is more than a trend – it’s a growing industry and a way of life for many artists across the UK. But whether you’re creating stunning sleeves or delicate fine-line designs, one thing’s for sure: the insurance for your tattoo business should be as specialised as your craft.
If you’re a tattoo artist or body piercer, you’ll want insurance cover that works for you and your business and that’s where we come in.
We’ve been around since 1965, working with businesses big and small. Over the years, we’ve built a solid reputation for offering tailored, competitive cover – and when it comes to tattooist and body piercing insurance, we know our stuff.
Whether you’re a studio owner, have a team of artists or work solo as a self-employed technician, we’ll help you get the right protection in place – including that for cosmetic tattooing and piercing work.
Why Getting The Right Advice Matters
Insurance can be a bit overwhelming. We regularly hear from people who’ve bought policies online only to realise later they weren’t covered correctly.
One common mistake? Assuming public liability insurance includes treatment risk insurance. It doesn’t – they’re two separate types of cover. If you’re carrying out treatments on clients, treatment risk is essential and should be considered and added to your policy.
That’s why it pays to speak to someone who understands the tattoo industry to help arrange cover to suit your specific requirements.
Every studio and artist is different and your policy should reflect that. Here’s a look at the key things your specialised tattoo insurance should provide cover for:-
Treatment Risk Insurance
This protects you against claims from clients who suffer injury, allergic reactions or infections following a treatment – like tattooing, body piercing or cosmetic work. It can be arranged for self-employed artists or by studio owners for their staff.
This is a package-style policy covering your business as a whole. It can include:
- Public Liability Insurance
- Employers Liability Insurance – A legal requirement if you have staff.
- Contents Insurance – For your machines, chairs, stock and tools.
- Buildings Cover – If you own your premises.
- Business Interruption – If something stops you trading.
Also referred to as tattoo parlour insurance or tattoo shop insurance – it’s all the same thing, just tailored to your studio setup.
Body Piercing Insurance
If you also offer body piercing, this can be built in to your policy. Just like tattooing, you’ll need treatment risk insurance to cover claims from injuries or infections caused by treatments.
Cover For Local Authority Registration
If you’re offering tattooing or cosmetic piercing, you’ll need proof of public liability insurance when registering wit your local council – whether you own your studio or rent a space.
We’ll make sure you’ve got everything sorted to get registered smoothly and meet all the requirements.
Final Thoughts: Ink Smart, Insure Smarter
Tattooing is your passion – but it’s also your business. We make the process easy, offering clear advice and cover that fits your business.
Whether you’re just starting out or you’ve been inking for years, we’ll help protect your tools, your clients and your reputation with straightforward, affordable specialised tattoo insurance that works as hard as you do. We’re here to help so get in touch with the team today!