Terms & Conditions of Web Site
Disclaimer
The purchase of any insurance product(s) available through this web site will be subject to these terms and conditions and the relevant policy terms and conditions. Every insurance policy contains terms and conditions which form a contract between you (the customer) and the insurer. Nothing contained in the terms and conditions affects your statutory rights as a consumer when purchasing services.
Data Protection
Personal details provided to Davidjmiller.co.uk through this web site will only be used in accordance with our security and privacy policy. Please read this carefully. By providing your personal details to us you are consenting to their use in accordance with our privacy policy. Davidjmiller.co.uk is registered on the Data Protection Register and complies with the terms and conditions of the Data Protection Act (1984).
Sales of Insurance Products
You are responsible for deciding whether any of our products or services are suitable for your purposes. Before purchasing a policy you confirm that you have read and understood the relevant policy terms and conditions and you must be satisfied the product meets your needs. If you have any questions concerning the details of a policy we offer please contact us at anytime.All statements made by you or information provided by you toDavidjmiller.co.uk and our associated insurers are your responsibility. When purchasing a policy you confirm that all answers given in your application are true and correct. The information and statements you give form the basis of the insurance contract. If you fail to provide accurate information, this may invalidate your insurance policy. The decision as to whether to offer you insurance cover is at the discretion of Davidjmiller.co.uk or our associated insurers and we are not bound to do so.
Any information submitted by you is not deemed to have been received by Davidjmiller.co.uk or our associated insurers until you have received confirmation from the insurer or us that it has been received. Such confirmation will be by e-mail and or letter. We recommend you keep a copy of all information submitted to or received from us for your personal records.
Jurisdiction
This site is intended for use by United Kingdom residents or UK registered businesses only. These terms and conditions are governed by and to be interpreted inaccordance with English law.
Changes to the Web Site
Davidjmiller.co.uk may change the format and content of this web site at anytime. Davidjmiller.co.uk may suspend or terminate the operation of this web site for support or maintenance work, in order to update the content or for any other reason. It is our practise to replace the site front screen with a page detailing the expected time and date for continuation of service.
Changes to Terms and Conditions
Davidjmiller.co.uk may change the terms and conditions and disclaimer set out above from time to time. By browsing this web site you are accepting that you are bound by the current terms and conditions and disclaimer and you should check these each time you revisit the site.
Complaints
If you have a question or complaint, please contact us. We will endeavour to resolve the issue or refer it to the relevant insurer. David J Miller Insurance Brokers aims to reply to all complaints by the next working day.Although the time taken to resolve a complaint may vary according to The individual case we aim to provide fast and efficient customer service at all times. If you are not satisfied with the way an insurer has dealt with acomplaint and you are a private individual; you may ask the InsuranceOmbudsman to review your case without affecting your legal rights.The address is:
The Insurance Ombudsman Bureau,
City Gate One,
135 Park Street,
London SE1 9EA.
If you contact them or us, please quote the policy number shown in the schedule of your insurance policy.
Your statutory rights are not affected.
All materials copyright 2001 by David J Miller
All visitors to our website are covered by our Terms and Conditions